.product-page {
  --product-cream: #f3f0e8;
  --product-paper: #fbfaf7;
  --product-blue-soft: #eaf3f8;
  --product-navy-soft: #101e5a;
  overflow-x: hidden;
  background: var(--product-paper);
  color: var(--navy);
}

.product-page a {
  color: inherit;
}

.product-header {
  position: sticky;
  top: 0;
  z-index: 50;
  border-bottom: 1px solid rgba(0, 17, 85, 0.08);
  background: rgba(251, 250, 247, 0.94);
  backdrop-filter: blur(18px);
}

.product-header-inner,
.product-proof-inner,
.product-section,
.product-shared-inner,
.product-youth-inner,
.product-swiss-inner,
.product-faq-inner,
.product-final-inner,
.product-apps,
.product-footer-inner {
  width: min(100% - 40px, 1180px);
  margin-inline: auto;
}

.product-header-inner {
  min-height: 76px;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 32px;
}

.product-brand,
.product-footer-brand {
  display: inline-flex;
  align-items: center;
  gap: 11px;
  text-decoration: none;
}

.product-brand img,
.product-footer-brand img {
  border-radius: 10px;
  box-shadow: 0 6px 18px rgba(0, 17, 85, 0.16);
}

.product-brand span,
.product-footer-brand span {
  display: grid;
  line-height: 1.12;
}

.product-brand strong,
.product-footer-brand strong {
  font-size: var(--text-ui);
  letter-spacing: -0.01em;
}

.product-brand small,
.product-footer-brand small {
  margin-top: 3px;
  color: var(--muted);
  font-size: var(--text-xs);
}

.product-nav {
  display: flex;
  justify-content: center;
  gap: 30px;
}

.product-nav a,
.product-login,
.product-footer-links a {
  font-size: var(--text-sm);
  font-weight: 600;
  text-decoration: none;
}

.product-footer-links a {
  min-height: 44px;
  display: inline-flex;
  align-items: center;
}

.product-nav a:hover,
.product-login:hover,
.product-footer-links a:hover {
  color: var(--accent);
}

.product-header-actions,
.product-hero-actions {
  display: flex;
  align-items: center;
  gap: 18px;
}

.product-button {
  min-height: 50px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--navy);
  border-radius: var(--radius-btn);
  padding: 0 22px;
  background: var(--navy);
  color: var(--white) !important;
  font-size: var(--text-ui);
  font-weight: 700;
  line-height: 1.2;
  text-align: center;
  text-decoration: none;
  transition: transform 160ms ease, background 160ms ease, border-color 160ms ease;
}

.product-button:hover {
  border-color: var(--navy-hover);
  background: var(--navy-hover);
  transform: translateY(-1px);
}

.product-button:focus-visible,
.product-nav a:focus-visible,
.product-login:focus-visible,
.product-text-link:focus-visible,
.product-brand:focus-visible,
.product-footer a:focus-visible {
  outline: 3px solid var(--flow-available);
  outline-offset: 3px;
}

.product-button-small {
  min-height: 42px;
  padding-inline: 17px;
}

.product-hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  background:
    radial-gradient(circle at 12% 18%, rgba(49, 173, 190, 0.18), transparent 26%),
    linear-gradient(135deg, #001155 0%, #071d67 56%, #0068b4 145%);
  color: var(--white);
}

.product-hero::before {
  content: "";
  position: absolute;
  z-index: -1;
  inset: auto -8% -48% 42%;
  aspect-ratio: 1;
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: 50%;
  box-shadow: 0 0 0 64px rgba(255, 255, 255, 0.025), 0 0 0 128px rgba(255, 255, 255, 0.018);
}

.product-hero-grid {
  width: min(100% - 40px, 1240px);
  min-height: 720px;
  margin-inline: auto;
  display: grid;
  grid-template-columns: minmax(0, 0.88fr) minmax(560px, 1.12fr);
  align-items: center;
  gap: 66px;
  padding: 86px 0 96px;
}

.product-hero-copy {
  position: relative;
  z-index: 2;
}

.product-kicker,
.product-section-label {
  margin: 0 0 18px;
  color: var(--accent);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.product-hero .product-kicker {
  color: #9ce4ec;
}

.product-hero h1 {
  max-width: 680px;
  color: var(--white);
  font-size: clamp(3.4rem, 6.3vw, 6.5rem);
  font-weight: 780;
  line-height: 0.97;
  letter-spacing: -0.045em;
}

.product-hero-lead {
  max-width: 590px;
  margin: 30px 0 34px;
  color: #e7ebf6;
  font-size: clamp(1.05rem, 1.7vw, 1.25rem);
  line-height: 1.55;
}

.product-button-light {
  border-color: var(--white);
  background: var(--white);
  color: var(--navy) !important;
}

.product-button-light:hover {
  border-color: #e5eef6;
  background: #e5eef6;
}

.product-text-link {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  color: var(--white) !important;
  font-size: var(--text-ui);
  font-weight: 700;
  text-decoration: none;
}

.product-text-link::after {
  content: "→";
  margin-left: 8px;
  transition: transform 160ms ease;
}

.product-text-link:hover::after {
  transform: translateX(4px);
}

.product-hero-note {
  margin: 16px 0 0;
  color: #bdc9e2;
  font-size: var(--text-xs);
}

.product-hero-visual {
  position: relative;
  min-height: 575px;
}

.product-window {
  position: absolute;
  top: 18px;
  right: -84px;
  width: 720px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.3);
  border-radius: 18px;
  background: #f6f7fa;
  box-shadow: 0 34px 82px rgba(0, 7, 47, 0.38);
  color: var(--navy);
  transform: rotate(0.65deg);
}

.product-window-bar {
  height: 38px;
  display: flex;
  align-items: center;
  gap: 6px;
  border-bottom: 1px solid var(--line);
  padding: 0 16px;
  background: var(--white);
}

.product-window-bar > span {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #d8dce7;
}

.product-window-bar small {
  margin-left: 8px;
  color: var(--muted);
  font-size: 0.62rem;
}

.product-window-content {
  padding: 26px;
}

.product-window-heading,
.product-flow-heading,
.product-forecast-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 18px;
}

.product-window-heading p,
.product-flow-heading span,
.product-forecast-header span {
  margin: 0 0 5px;
  color: var(--accent);
  font-size: 0.61rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.product-window-title {
  display: block;
  font-size: 1.42rem;
  line-height: 1.15;
}

.product-toggle {
  display: inline-grid;
  grid-template-columns: 1fr 1fr;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 3px;
  background: var(--white);
  color: var(--muted);
  font-size: 0.62rem;
  white-space: nowrap;
}

.product-toggle span,
.product-toggle strong {
  display: block;
  margin: 0;
  border-radius: 7px;
  padding: 7px 9px;
  color: inherit;
  font-size: inherit;
  font-weight: 600;
  letter-spacing: 0;
  text-transform: none;
}

.product-toggle strong {
  background: var(--navy);
  color: var(--white);
}

.product-kpis {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-top: 22px;
}

.product-kpi {
  min-height: 116px;
  display: grid;
  align-content: space-between;
  border: 1px solid var(--line);
  border-radius: 13px;
  padding: 15px;
  background: var(--white);
  box-shadow: 0 5px 16px rgba(0, 17, 85, 0.055);
}

.product-kpi span,
.product-kpi small {
  color: var(--muted);
  font-size: 0.65rem;
}

.product-kpi strong {
  margin-block: 5px;
  font-size: 1.5rem;
  letter-spacing: -0.045em;
}

.product-kpi-primary {
  border-color: transparent;
  background: var(--navy-gradient);
  color: var(--white);
}

.product-kpi-primary span,
.product-kpi-primary small {
  color: #dbe1f0;
}

.product-expense-value {
  color: var(--flow-expense);
}

.product-flow-card {
  margin-top: 12px;
  border: 1px solid var(--line);
  border-radius: 13px;
  padding: 16px;
  background: var(--white);
}

.product-flow-heading small {
  color: var(--muted);
  font-size: 0.62rem;
}

.product-flow-track {
  height: 16px;
  display: flex;
  margin: 13px 0 10px;
  overflow: hidden;
  border-radius: 999px;
  background: var(--gray-mid);
}

.product-flow-expenses { width: 67%; background: var(--flow-expense); }
.product-flow-saving { width: 10%; background: var(--flow-saving-text); }
.product-flow-available {
  width: 3.5%;
  border-radius: 0 999px 999px 0;
  background: var(--flow-available);
}

.product-flow-legend,
.product-chart-legend {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 14px;
  color: var(--muted);
  font-size: 0.61rem;
}

.product-flow-legend span,
.product-chart-legend span {
  display: inline-flex;
  align-items: center;
  gap: 5px;
}

.product-dot {
  width: 7px;
  height: 7px;
  display: inline-block;
  border-radius: 50%;
}

.product-dot-income { background: var(--navy); }
.product-dot-expense { background: var(--flow-expense); }
.product-dot-obligation { background: var(--flow-obligation); }
.product-dot-saving { background: var(--flow-saving-text); }
.product-dot-available { background: var(--flow-available); }

.product-phone {
  position: absolute;
  right: 466px;
  bottom: -146px;
  z-index: 3;
  width: 238px;
  height: 486px;
  overflow: hidden;
  border: 5px solid #000c3d;
  border-radius: 32px;
  background: #f5f6f8;
  box-shadow: 0 26px 64px rgba(0, 7, 47, 0.43);
  color: var(--navy);
  transform: rotate(-1.8deg);
}

.product-phone-speaker {
  position: absolute;
  z-index: 3;
  top: 9px;
  left: 50%;
  width: 42px;
  height: 4px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.58);
  transform: translateX(-50%);
}

.product-phone-screen {
  height: 100%;
  overflow: hidden;
  border-radius: 26px;
  background: #f5f6f8;
}

.product-phone-app-header {
  display: grid;
  gap: 2px;
  padding: 24px 14px 10px;
  background: var(--navy-gradient);
  color: var(--white);
}

.product-phone-app-header small {
  color: #dbe1f0;
  font-size: 0.43rem;
  letter-spacing: 0.12em;
}

.product-phone-app-header strong {
  font-size: 0.78rem;
  letter-spacing: -0.025em;
}

.product-phone-status {
  min-height: 31px;
  display: flex;
  align-items: center;
  gap: 7px;
  padding: 5px 13px;
  background: #1f6a2b;
  color: var(--white);
  font-size: 0.58rem;
}

.product-phone-status i {
  display: grid;
  place-items: center;
  width: 16px;
  height: 16px;
  border: 1px solid rgba(255, 255, 255, 0.8);
  border-radius: 50%;
  font-size: 0.55rem;
  font-style: normal;
}

.product-phone-card {
  margin: 9px;
  border: 1px solid var(--line);
  border-radius: 15px;
  padding: 12px;
  background: var(--white);
  box-shadow: 0 8px 24px rgba(0, 17, 85, 0.09);
}

.product-phone-label {
  margin: 0 0 10px;
  font-size: 0.82rem;
  font-weight: 700;
}

.product-phone-types {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 4px;
  margin-bottom: 9px;
  font-size: 0.49rem;
  text-align: center;
}

.product-phone-types span,
.product-phone-types strong {
  height: 27px;
  display: grid;
  place-items: center;
  border: 1px solid var(--line);
  border-radius: 7px;
  padding: 0 2px;
}

.product-phone-types strong {
  background: var(--navy);
  color: var(--white);
}

.product-phone label {
  display: block;
  margin: 7px 0 3px;
  color: var(--muted);
  font-size: 0.54rem;
  font-weight: 600;
}

.product-phone-amount,
.product-phone-select {
  height: 27px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 0 8px;
  font-size: 0.68rem;
}

.product-phone-amount strong {
  font-size: inherit;
}

.product-phone-amount span,
.product-phone-select span {
  color: var(--muted);
  font-size: 0.54rem;
}

.product-phone-select::after {
  content: "";
  width: 5px;
  height: 5px;
  border-right: 1.5px solid var(--navy);
  border-bottom: 1.5px solid var(--navy);
  transform: translateY(-1px) rotate(45deg);
}

.product-phone-chip-window {
  width: calc(100% + 12px);
  overflow: hidden;
}

.product-phone-chips {
  width: max-content;
  display: flex;
  gap: 4px;
}

.product-phone-chips span {
  border: 1px solid #c7dceb;
  border-radius: 7px;
  padding: 2px 5px;
  background: #f2f7fb;
  font-size: 0.5rem;
}

.product-phone-save {
  height: 27px;
  display: grid;
  place-items: center;
  margin-top: 10px;
  border-radius: 8px;
  padding: 0 9px;
  background: var(--navy);
  color: var(--white);
  font-size: 0.62rem;
  font-weight: 700;
  text-align: center;
}

.product-proof {
  border-bottom: 1px solid rgba(0, 17, 85, 0.08);
  background: var(--product-cream);
}

.product-proof-inner {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
}

.product-proof article {
  min-height: 128px;
  display: flex;
  align-items: center;
  padding: 24px 34px;
  border-right: 1px solid rgba(0, 17, 85, 0.1);
}

.product-proof article:first-child { padding-left: 0; }
.product-proof article:last-child { border-right: 0; padding-right: 0; }

.product-proof article div {
  display: grid;
  gap: 5px;
}

.product-proof article strong {
  font-size: var(--text-title);
  line-height: 1.2;
  letter-spacing: -0.02em;
}

.product-proof article small {
  color: var(--muted);
  font-size: var(--text-base);
  line-height: 1.45;
}

.product-section {
  padding-block: 120px;
}

.product-section-heading {
  max-width: 760px;
}

.product-section-heading h2,
.product-shared h2,
.product-youth h2,
.product-forecast-copy h2,
.product-swiss h2,
.product-trust h2,
.product-faq h2,
.product-final h2 {
  font-size: clamp(2.25rem, 5vw, 4.7rem);
  font-weight: 780;
  line-height: 1.01;
  letter-spacing: -0.04em;
}

.product-shared h2 {
  font-size: clamp(2.25rem, 4.4vw, 4rem);
}

.product-section-heading > p:last-child,
.product-forecast-copy > p,
.product-swiss-copy p,
.product-trust-copy > p,
.product-final-inner > p {
  color: var(--muted);
  font-size: 1.08rem;
  line-height: 1.65;
}

.product-section-heading > p:last-child {
  max-width: 650px;
  margin: 24px 0 0;
}

.product-journey-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  margin-top: 66px;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.product-journey-step {
  min-width: 0;
  min-height: 480px;
  padding: 34px 32px 38px;
  border-right: 1px solid var(--line);
}

.product-journey-step:first-child { padding-left: 0; }
.product-journey-step:last-child { border-right: 0; padding-right: 0; }

.product-step-topline {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 62px;
}

.product-step-topline span {
  color: var(--accent);
  font-size: 2rem;
  font-weight: 800;
  letter-spacing: -0.06em;
}

.product-step-topline small {
  color: var(--muted);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.product-journey-step h3 {
  font-size: 1.45rem;
}

.product-journey-step > p {
  min-height: 70px;
  margin: 13px 0 30px;
  color: var(--muted);
}

.product-entry-example {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 10px;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 15px;
  background: var(--white);
  box-shadow: var(--shadow);
}

.product-entry-icon {
  display: grid;
  place-items: center;
  width: 28px;
  height: 28px;
  border-radius: 9px;
  background: #fce9e7;
  color: var(--flow-expense);
  font-weight: 800;
}

.product-entry-example div { display: grid; min-width: 0; }
.product-entry-example strong { font-size: 0.69rem; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.product-entry-example small { color: var(--muted); font-size: 0.58rem; }
.product-entry-example b { color: var(--flow-expense); font-size: 0.72rem; white-space: nowrap; }

.product-month-example {
  border-radius: 16px;
  padding: 20px;
  background: var(--navy-gradient);
  color: var(--white);
  box-shadow: var(--shadow);
}

.product-month-example > span,
.product-month-example > small {
  display: block;
  color: #dbe1f0;
  font-size: 0.65rem;
}

.product-month-example strong {
  display: block;
  margin: 7px 0 18px;
  font-size: 1.8rem;
  letter-spacing: -0.05em;
}

.product-mini-track {
  height: 7px;
  margin-bottom: 9px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.2);
}

.product-mini-track i {
  width: 68%;
  height: 100%;
  display: block;
  border-radius: inherit;
  background: var(--flow-available);
}

.product-year-example {
  position: relative;
  height: 142px;
  display: flex;
  align-items: end;
  justify-content: space-around;
  gap: 10px;
  border-bottom: 1px solid var(--gray-mid);
  padding: 0 12px;
  background: repeating-linear-gradient(to bottom, transparent 0 46px, var(--line) 47px);
}

.product-year-example > i {
  width: 24px;
  display: block;
  border-radius: 5px 5px 0 0;
  background: var(--accent);
}

.product-year-bar-1 { height: 68%; }
.product-year-bar-2 { height: 78%; }
.product-year-bar-3 { height: 62%; }
.product-year-bar-4 { height: 73%; opacity: 0.45; }
.product-year-bar-5 { height: 70%; opacity: 0.45; }
.product-year-bar-6 { height: 91%; opacity: 0.45; }

.product-year-line {
  position: absolute;
  z-index: 2;
  top: 35%;
  right: 3%;
  left: 3%;
  height: 3px;
  border-radius: 999px;
  background: var(--navy);
  transform: rotate(-4deg);
}

.product-shared {
  position: relative;
  overflow: hidden;
  padding-block: 110px;
  background: var(--navy);
  color: var(--white);
}

.product-shared::after {
  content: "";
  position: absolute;
  right: -180px;
  bottom: -280px;
  width: 620px;
  height: 620px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 50%;
}

.product-shared-inner {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  align-items: center;
  gap: 90px;
}

.product-section-label-light {
  color: #9ce4ec;
}

.product-shared-copy > p:not(.product-section-label) {
  max-width: 540px;
  margin: 25px 0;
  color: #d8deed;
  font-size: 1.08rem;
  line-height: 1.65;
}

.product-check-list {
  display: grid;
  gap: 12px;
  margin: 30px 0 0;
  padding: 0;
  list-style: none;
}

.product-check-list li {
  position: relative;
  padding-left: 28px;
  color: #edf1f8;
  font-size: var(--text-ui);
}

.product-check-list li::before {
  content: "";
  position: absolute;
  top: 0.35em;
  left: 0;
  width: 12px;
  height: 7px;
  border-bottom: 2px solid var(--flow-available);
  border-left: 2px solid var(--flow-available);
  transform: rotate(-45deg);
}

.product-shared-scene {
  position: relative;
  z-index: 2;
  min-height: 370px;
  display: grid;
  place-items: center;
}

.product-household-state {
  position: relative;
  z-index: 2;
  width: min(100%, 310px);
  display: grid;
  gap: 8px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 18px;
  padding: 26px;
  background: rgba(255, 255, 255, 0.1);
  box-shadow: 0 24px 60px rgba(0, 5, 38, 0.32);
  backdrop-filter: blur(12px);
}

.product-household-state > span,
.product-household-state small {
  color: #bfc9e1;
  font-size: var(--text-xs);
}

.product-household-state > strong {
  font-size: 1.25rem;
}

.product-household-state div {
  display: flex;
  justify-content: space-between;
  margin-top: 12px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  padding-top: 12px;
}

.product-household-state b {
  color: #9ce4ec;
  font-size: var(--text-xs);
}

.product-person {
  position: absolute;
  z-index: 3;
  width: 172px;
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: center;
  column-gap: 10px;
  border-radius: 14px;
  padding: 14px;
  background: var(--white);
  color: var(--navy);
  box-shadow: 0 18px 46px rgba(0, 5, 38, 0.34);
}

.product-person > span {
  grid-row: 1 / span 2;
  display: grid;
  place-items: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  font-size: var(--text-xs);
  font-weight: 700;
}

.product-person strong { font-size: var(--text-sm); }
.product-person small { color: var(--muted); font-size: 0.6rem; }
.product-person-left { top: 34px; left: 0; }
.product-person-right { right: 0; bottom: 30px; }

.product-sync-line {
  position: absolute;
  top: 51px;
  right: 71px;
  bottom: 49px;
  left: 75px;
  border: 1px dashed rgba(156, 228, 236, 0.42);
  border-radius: 50%;
  transform: rotate(12deg);
}

.product-sync-line i {
  position: absolute;
  top: 7%;
  right: 15%;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--flow-available);
  box-shadow: 0 0 0 6px rgba(49, 173, 190, 0.12);
}

.product-youth {
  padding-block: 88px;
  background: var(--product-paper);
}

.product-youth-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(320px, 0.85fr);
  align-items: center;
  gap: 60px;
  overflow: hidden;
  border: 1px solid rgba(0, 17, 85, 0.1);
  border-radius: 28px;
  padding: 56px 62px;
  background:
    radial-gradient(circle at 92% 4%, rgba(255, 255, 255, 0.86), transparent 27%),
    linear-gradient(135deg, #e2f7f8 0%, #c9eff3 54%, #b8e9ef 100%);
}

.product-youth h2 {
  font-size: clamp(2.15rem, 3vw, 3.2rem);
  line-height: 1.03;
}

.product-youth-copy > p:not(.product-section-label) {
  max-width: 650px;
  margin: 24px 0 0;
  color: #33405f;
  font-size: 1.08rem;
  line-height: 1.65;
}

.product-youth-benefits {
  display: grid;
  gap: 11px;
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
}

.product-youth-benefits li {
  position: relative;
  padding-left: 28px;
  font-size: var(--text-ui);
  font-weight: 650;
}

.product-youth-benefits li::before {
  content: "";
  position: absolute;
  top: 0.35em;
  left: 0;
  width: 12px;
  height: 7px;
  border-bottom: 2px solid var(--accent);
  border-left: 2px solid var(--accent);
  transform: rotate(-45deg);
}

.product-youth-actions {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-top: 32px;
}

.product-youth-preview {
  width: min(100%, 370px);
  justify-self: end;
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 26px;
  padding: 24px;
  background: var(--navy-gradient);
  color: var(--white);
  box-shadow: 0 30px 70px rgba(0, 17, 85, 0.24);
  transform: rotate(1.3deg);
}

.product-youth-preview > div {
  display: grid;
  gap: 15px;
}

.product-youth-preview-brand {
  display: flex;
  align-items: center;
  gap: 12px;
}

.product-youth-preview-brand img,
.product-app-brand img {
  border-radius: 12px;
  box-shadow: 0 8px 22px rgba(0, 17, 85, 0.18);
}

.product-youth-preview-brand span {
  display: grid;
  gap: 3px;
}

.product-youth-preview-brand small,
.product-youth-preview-main small,
.product-youth-preview-stats small,
.product-youth-preview-check small {
  color: #cbd5e8;
  font-size: 0.68rem;
}

.product-youth-preview-brand strong {
  font-size: 1rem;
}

.product-youth-preview-main {
  display: grid;
  gap: 5px;
  border-radius: 18px;
  padding: 20px;
  background: rgba(255, 255, 255, 0.11);
}

.product-youth-preview-main > span,
.product-youth-preview-stats span {
  font-size: 0.72rem;
  font-weight: 650;
}

.product-youth-preview-main > strong {
  font-size: 2.1rem;
  letter-spacing: -0.05em;
}

.product-youth-preview-stats {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}

.product-youth-preview-stats > div {
  min-width: 0;
  display: grid;
  gap: 5px;
  border-radius: 14px;
  padding: 14px;
  background: var(--white);
  color: var(--navy);
}

.product-youth-preview-stats strong {
  font-size: 1.2rem;
  letter-spacing: -0.04em;
}

.product-youth-preview-stats small {
  color: var(--muted);
}

.product-youth-preview-check {
  display: flex;
  align-items: center;
  gap: 11px;
  border-top: 1px solid rgba(255, 255, 255, 0.16);
  padding-top: 15px;
}

.product-youth-preview-check i {
  display: grid;
  place-items: center;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--flow-available);
  color: var(--navy);
  font-style: normal;
  font-weight: 800;
}

.product-youth-preview-check span {
  display: grid;
  gap: 2px;
}

.product-youth-preview > div > p {
  margin: 1px 0 0;
  color: #9ce4ec;
  font-size: var(--text-sm);
  font-weight: 700;
  text-align: right;
}

.product-forecast-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(340px, 0.9fr);
  align-items: center;
  gap: 90px;
}

.product-forecast-visual {
  min-width: 0;
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 28px;
  background: var(--white);
  box-shadow: 0 26px 70px rgba(0, 17, 85, 0.11);
}

.product-forecast-header > div:first-child > strong {
  display: block;
  font-size: 1.25rem;
}

.product-toggle-compact {
  font-size: 0.58rem;
}

.product-toggle-compact span,
.product-toggle-compact strong {
  padding: 5px 8px;
}

.product-chart {
  margin-top: 34px;
}

.product-annual-chart {
  width: 100%;
  height: auto;
  display: block;
  overflow: visible;
}

.product-chart-grid line {
  stroke: var(--line);
  stroke-width: 1;
  vector-effect: non-scaling-stroke;
}

.product-chart-axis-labels text,
.product-chart-months text {
  fill: var(--muted);
  font-family: inherit;
  font-size: 11px;
}

.product-chart-axis-labels text:nth-child(odd) {
  text-anchor: end;
}

.product-chart-axis-labels text:nth-child(even) {
  text-anchor: start;
}

.product-chart-months text {
  text-anchor: middle;
  font-weight: 600;
}

.product-chart-stacks rect {
  shape-rendering: geometricPrecision;
}

.chart-stack-living { fill: var(--flow-expense); }
.chart-stack-obligation { fill: var(--flow-obligation); }
.chart-stack-saving { fill: var(--flow-saving); }

.chart-stack-forecast {
  opacity: 0.42;
}

.product-chart-divider {
  stroke: var(--muted);
  stroke-width: 1;
  stroke-dasharray: 4 5;
  opacity: 0.65;
  vector-effect: non-scaling-stroke;
}

.product-chart-cumulative,
.product-chart-cumulative-forecast {
  fill: none;
  stroke: var(--navy);
  stroke-width: 3;
  stroke-linecap: round;
  stroke-linejoin: round;
  vector-effect: non-scaling-stroke;
}

.product-chart-cumulative-forecast {
  stroke-dasharray: 6 5;
  opacity: 0.45;
}

.product-chart-points circle {
  fill: var(--white);
  stroke: var(--navy);
  stroke-width: 2;
  vector-effect: non-scaling-stroke;
}

.product-chart-points .is-forecast,
.product-chart-months .is-forecast {
  opacity: 0.48;
}

.product-chart-status {
  fill: var(--status-blue);
  font-family: inherit;
  font-size: 10px;
  font-weight: 700;
}

.product-chart-legend {
  margin-top: 20px;
  font-size: var(--text-xs);
}

.product-line-key {
  width: 14px;
  height: 3px;
  display: inline-block;
  border-radius: 99px;
  background: var(--navy);
}

.product-forecast-copy > p {
  margin: 27px 0 30px;
}

.product-definition-list {
  margin: 0;
}

.product-definition-list > div {
  display: grid;
  grid-template-columns: 110px 1fr;
  gap: 18px;
  border-top: 1px solid var(--line);
  padding: 17px 0;
}

.product-definition-list > div:last-child {
  border-bottom: 1px solid var(--line);
}

.product-definition-list dt {
  font-size: var(--text-sm);
  font-weight: 700;
}

.product-definition-list dd {
  margin: 0;
  color: var(--muted);
  font-size: var(--text-sm);
}

.product-swiss {
  padding-block: 105px;
  background: var(--product-blue-soft);
}

.product-swiss-inner {
  display: grid;
  grid-template-columns: 1fr 0.8fr;
  gap: 38px 90px;
}

.product-swiss-copy {
  align-self: end;
}

.product-swiss-copy p {
  margin: 0;
}

.product-swiss-facts {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  margin-top: 26px;
  border-top: 1px solid rgba(0, 17, 85, 0.15);
}

.product-swiss-facts article {
  min-height: 164px;
  display: grid;
  align-content: center;
  gap: 7px;
  border-right: 1px solid rgba(0, 17, 85, 0.15);
  padding: 25px 34px;
}

.product-swiss-facts article:first-child { padding-left: 0; }
.product-swiss-facts article:last-child { border-right: 0; }

.product-swiss-facts strong {
  font-size: 2.3rem;
  font-weight: 800;
  letter-spacing: -0.06em;
}

.product-swiss-facts span {
  max-width: 240px;
  color: var(--muted);
  font-size: var(--text-sm);
}

.product-trust-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(440px, 1.2fr);
  gap: 90px;
}

.product-trust-copy > p {
  margin: 26px 0 22px;
}

.product-text-link-dark {
  color: var(--navy) !important;
}

.product-trust-points {
  border-top: 1px solid var(--line);
}

.product-trust-points article {
  border-bottom: 1px solid var(--line);
  padding: 26px 0;
}

.product-trust-points h3 {
  font-size: 1rem;
}

.product-trust-points p {
  margin: 6px 0 0;
  color: var(--muted);
  font-size: var(--text-sm);
}

.product-faq {
  padding-block: 105px;
  background: var(--product-cream);
}

.product-faq-inner {
  display: grid;
  grid-template-columns: minmax(0, 0.78fr) minmax(480px, 1.22fr);
  gap: 90px;
}

.product-faq-list {
  border-top: 1px solid rgba(0, 17, 85, 0.15);
}

.product-faq-list details {
  border-bottom: 1px solid rgba(0, 17, 85, 0.15);
}

.product-faq-list summary {
  position: relative;
  min-height: 78px;
  display: flex;
  align-items: center;
  padding: 18px 54px 18px 0;
  cursor: pointer;
  font-size: var(--text-ui);
  font-weight: 700;
  list-style: none;
}

.product-faq-list summary::-webkit-details-marker {
  display: none;
}

.product-faq-list summary::after {
  content: "+";
  position: absolute;
  top: 50%;
  right: 8px;
  display: grid;
  place-items: center;
  width: 30px;
  height: 30px;
  border: 1px solid rgba(0, 17, 85, 0.24);
  border-radius: 50%;
  color: var(--accent);
  font-size: 1.2rem;
  font-weight: 500;
  transform: translateY(-50%);
}

.product-faq-list details[open] summary::after {
  content: "−";
}

.product-faq-list summary:focus-visible {
  border-radius: 4px;
  outline: 3px solid var(--flow-available);
  outline-offset: 3px;
}

.product-faq-list details p {
  max-width: 650px;
  margin: -5px 54px 24px 0;
  color: var(--muted);
  font-size: var(--text-sm);
  line-height: 1.65;
}

.product-final {
  padding-block: 105px;
  background:
    radial-gradient(circle at 85% 0, rgba(49, 173, 190, 0.16), transparent 28%),
    var(--navy);
  color: var(--white);
  text-align: center;
}

.product-final-inner {
  display: grid;
  justify-items: center;
}

.product-final h2 {
  max-width: 850px;
}

.product-final-inner > p {
  max-width: 680px;
  margin: 25px 0 30px;
  color: #d8deed;
}

.product-final small {
  margin-top: 14px;
  color: #bfc9e1;
  font-size: var(--text-xs);
}

.product-apps {
  padding-block: 78px 68px;
}

.product-apps-heading {
  max-width: 760px;
}

.product-apps-heading h2 {
  font-size: clamp(2.1rem, 4.2vw, 3.8rem);
  font-weight: 780;
  line-height: 1.01;
  letter-spacing: -0.04em;
}

.product-apps-heading > p:not(.product-section-label) {
  max-width: 690px;
  margin: 22px 0 0;
  color: var(--muted);
  font-size: 1.04rem;
  line-height: 1.65;
}

.product-apps-copy-mobile {
  display: none;
}

.product-apps-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin-top: 42px;
}

.product-app-card {
  min-width: 0;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 28px;
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 26px;
  background: var(--white);
  box-shadow: 0 16px 42px rgba(0, 17, 85, 0.07);
}

.product-app-card-youth {
  background: linear-gradient(145deg, #ffffff 0%, #effafb 100%);
}

.product-app-card-copy {
  min-width: 0;
  display: grid;
  justify-items: start;
}

.product-app-brand {
  display: flex;
  align-items: center;
  gap: 13px;
}

.product-app-brand span {
  min-width: 0;
  display: grid;
  gap: 3px;
}

.product-app-brand small {
  color: var(--accent);
  font-size: 0.68rem;
  font-weight: 750;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.product-app-brand h3 {
  overflow-wrap: anywhere;
  font-size: 1.25rem;
  line-height: 1.1;
}

.product-app-card-copy > p {
  margin: 18px 0 22px;
  color: var(--muted);
  font-size: var(--text-ui);
  font-weight: 650;
}

.product-app-card-copy > small {
  margin-top: 12px;
  color: var(--muted);
  font-size: 0.68rem;
  line-height: 1.45;
}

.product-app-qr {
  display: grid;
  justify-items: center;
  gap: 8px;
  margin: 0;
}

.product-app-qr img {
  width: 132px;
  height: 132px;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 7px;
  background: var(--white);
}

.product-app-qr figcaption {
  color: var(--muted);
  font-size: 0.63rem;
  font-weight: 650;
}

.product-pilot {
  display: grid;
  justify-items: start;
  gap: 10px;
  margin-top: 28px;
  border-top: 1px solid var(--line);
  padding-top: 24px;
}

.product-pilot h3 {
  margin: 0;
  color: var(--navy);
  font-size: var(--text-base);
  font-weight: 700;
  line-height: 1.4;
}

.product-pilot p {
  max-width: 760px;
  margin: 0;
  color: var(--muted);
  font-size: var(--text-ui);
  line-height: 1.6;
}

.product-pilot small {
  color: var(--muted);
  font-size: var(--text-xs);
  line-height: 1.5;
}

.product-footer {
  border-top: 1px solid var(--line);
  background: var(--product-paper);
}

.product-footer-inner {
  min-height: 120px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
}

.product-footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}

@media (max-width: 1080px) {
  .product-nav {
    display: none;
  }

  .product-header-inner {
    grid-template-columns: 1fr auto;
  }

  .product-hero-grid {
    min-height: auto;
    grid-template-columns: 1fr;
    gap: 55px;
    padding-top: 76px;
  }

  .product-hero-copy {
    max-width: 760px;
  }

  .product-hero-visual {
    min-height: 590px;
  }

  .product-window {
    right: -30px;
    width: min(90%, 760px);
  }

  .product-phone {
    right: auto;
    bottom: 0;
    left: 0;
  }

  .product-journey-step {
    padding-inline: 24px;
  }

  .product-shared-inner,
  .product-youth-inner,
  .product-forecast-grid,
  .product-trust-grid {
    gap: 55px;
  }
}

@media (max-width: 820px) {
  .product-section,
  .product-shared,
  .product-swiss,
  .product-faq,
  .product-final {
    padding-block: 82px;
  }

  .product-proof-inner,
  .product-journey-grid,
  .product-swiss-facts {
    grid-template-columns: 1fr;
  }

  .product-proof article {
    min-height: 100px;
    border-right: 0;
    border-bottom: 1px solid rgba(0, 17, 85, 0.1);
    padding-inline: 0;
  }

  .product-proof article:last-child {
    border-bottom: 0;
  }

  .product-journey-grid {
    border-bottom: 0;
  }

  .product-journey-step,
  .product-journey-step:first-child,
  .product-journey-step:last-child {
    min-height: 0;
    border-right: 0;
    border-bottom: 1px solid var(--line);
    padding: 36px 0;
  }

  .product-step-topline {
    margin-bottom: 35px;
  }

  .product-journey-step > p {
    min-height: 0;
  }

  .product-shared-inner,
  .product-youth-inner,
  .product-forecast-grid,
  .product-swiss-inner,
  .product-trust-grid,
  .product-faq-inner {
    grid-template-columns: 1fr;
  }

  .product-youth-inner {
    gap: 48px;
    padding: 52px;
  }

  .product-youth-preview {
    width: min(100%, 520px);
    justify-self: start;
    transform: none;
  }

  .product-apps-grid {
    grid-template-columns: 1fr;
  }

  .product-shared-scene {
    min-height: 390px;
  }

  .product-forecast-copy {
    grid-row: 1;
  }

  .product-swiss-copy {
    align-self: auto;
  }

  .product-swiss-facts article,
  .product-swiss-facts article:first-child,
  .product-swiss-facts article:last-child {
    min-height: 120px;
    border-right: 0;
    border-bottom: 1px solid rgba(0, 17, 85, 0.15);
    padding-inline: 0;
  }

  .product-swiss-facts article:last-child {
    border-bottom: 0;
  }
}

@media (max-width: 600px) {
  .product-header-inner,
  .product-proof-inner,
  .product-section,
  .product-shared-inner,
  .product-youth-inner,
  .product-swiss-inner,
  .product-faq-inner,
  .product-final-inner,
  .product-apps,
  .product-footer-inner,
  .product-hero-grid {
    width: min(100% - 32px, 1180px);
  }

  .product-header-inner {
    min-height: 68px;
    gap: 12px;
  }

  .product-brand img {
    width: 38px;
    height: 38px;
  }

  .product-brand {
    min-height: 44px;
  }

  .product-brand small,
  .product-login {
    display: none;
  }

  .product-button-small {
    min-height: 42px;
    padding-inline: 13px;
    font-size: var(--text-sm);
  }

  .product-hero-grid {
    gap: 35px;
    padding: 62px 0 72px;
  }

  .product-hero h1 {
    font-size: clamp(3rem, 16vw, 4.5rem);
  }

  .product-hero-lead {
    margin-top: 24px;
    font-size: 1rem;
  }

  .product-hero-actions {
    align-items: stretch;
    flex-direction: column;
    gap: 8px;
  }

  .product-hero-actions .product-text-link {
    justify-content: center;
  }

  .product-hero-note {
    text-align: center;
  }

  .product-hero-visual {
    min-height: 500px;
  }

  .product-window {
    top: 0;
    right: -150px;
    width: 610px;
    transform: rotate(0.55deg) scale(0.76);
    transform-origin: top right;
  }

  .product-phone {
    right: auto;
    bottom: -5px;
    left: -10px;
    transform: rotate(-1.5deg) scale(0.88);
    transform-origin: bottom left;
  }

  .product-section-heading h2,
  .product-shared h2,
  .product-youth h2,
  .product-forecast-copy h2,
  .product-swiss h2,
  .product-trust h2,
  .product-faq h2,
  .product-final h2 {
    font-size: clamp(2.35rem, 12vw, 3.4rem);
  }

  .product-youth h2 {
    font-size: 2.25rem;
  }

  .product-youth {
    padding-block: 64px;
  }

  .product-youth-inner {
    gap: 38px;
    border-radius: 22px;
    padding: 36px 24px;
  }

  .product-youth-actions {
    align-items: stretch;
    flex-direction: column;
    gap: 8px;
  }

  .product-youth-actions .product-text-link {
    justify-content: center;
  }

  .product-youth-preview {
    display: none;
  }

  .product-apps {
    padding-block: 62px 52px;
  }

  .product-apps-copy-desktop {
    display: none;
  }

  .product-apps-copy-mobile {
    display: block;
  }

  .product-app-card {
    grid-template-columns: 1fr;
  }

  .product-app-card-copy,
  .product-app-card-copy .product-button {
    width: 100%;
  }

  .product-app-qr {
    display: none;
  }

  .product-journey-grid {
    margin-top: 44px;
  }

  .product-person {
    width: 155px;
  }

  .product-person-left {
    left: -8px;
  }

  .product-person-right {
    right: -8px;
  }

  .product-household-state {
    width: 250px;
  }

  .product-forecast-visual {
    margin-inline: -7px;
    padding: 18px;
  }

  .product-forecast-header {
    align-items: stretch;
    flex-direction: column;
  }

  .product-forecast-header .product-toggle {
    align-self: start;
  }

  .product-chart {
    margin-top: 24px;
  }

  .product-chart-axis-labels text,
  .product-chart-months text {
    font-size: 16px;
  }

  .product-chart-status {
    display: none;
  }

  .product-definition-list > div {
    grid-template-columns: 1fr;
    gap: 4px;
  }

  .product-trust-grid {
    gap: 45px;
  }

  .product-footer-inner {
    align-items: flex-start;
    flex-direction: column;
    padding-block: 28px;
  }

  .product-footer-links {
    width: 100%;
    align-items: flex-start;
    flex-direction: column;
    gap: 12px;
  }
}

@media (max-width: 380px) {
  .product-brand > span {
    display: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  .product-button,
  .product-text-link::after {
    transition: none;
  }
}